Glossary Q - V

Quarter-a three month period of a financial calendar used to report earnings and pay dividends

Quote-current of delayed price being offered for a particular security

Red -negative balance on a company's financial statements

Reinvestment-using interest or dividends to purchase more securities

Retained earnings-percentage of net earnings not paid out in dividends

Return- the gain of loss of a security in a specified time, consisting of income plus capital gains, it usually quoted as a percentage.

Risk -the chance that an investments actual return will be different than expected

Savings account-a deposit account for funds not expected to stay long

SEC-Securities and exchange commission

Shareholder-any person or entity that owns at least on share of a company

Shares-certificate representing ownership in a corporation

Short term-holding an asset for a short period of time

Stock-a particular type of securtity that represents ownership in a company

Time value-the principle that money can earn interest

Usury-the act of lending money at an interest rate higher than permitted by law

Valuation-determining the current worth of a company or security

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